This post about saving money contains affilate links.
I love saving money and finding a bargain! The holidays are a difficult time to do it, though, because I LOVE giving presents and decorating and cooking huge festive meals and baking special, once-a-year treats. So, how do I manage saving money, this time of year? The most important thing is that we have been saving a little, every week, in preparation for Christmas.
Saving Money at the Holidays means you must:
- Pay with Cash Plan ahead. Saving a little, each week, can net you a large sum of cash at the end of the year. Even if you buy for many, many people, like me; you’ll be able to afford it without worry if you save for it all year long. $19.23 per week becomes $1000 in just one year!
- Save money in other areas of your budget. Money you save in other places, can go into your Christmas spending cash, even if you haven’t been saving all year. Grocery deals are one way I set aside extra cash each week, saving for the holiday season. Fantastic deals like the one at Zaycon Foods, right now, save me a substantial portion of our grocery budget. Their boneless skinless chicken breasts are on sale for $1.69/lb! I saved an additional 20¢/lb using the coupon code at the bottom of this post. That’s the kind of cash that makes lots of extra “cents” in my budget.
- Have a Christmas Budget The amount you are able to spend is determined by how much you have saved, but just knowing the total isn’t enough. You need to know how much that means you can spend for each person’s gift. To decide that….
- Have a Plan Make a list that includes every person you will buy for. Be sure to add in your child’s teacher, Sunday School teacher, gifts for pastors, the mailman, neighbors, and even a few hostess gifts or “unexpected company gifts” to keep on hand. Once your list is complete, decide on the individual budget for each person. Adjust the individual budgets until you have a “balanced budget” for the entire list, that matches the amount you have saved.
- Decide WHAT you will buy for each person, based on the budget you have set. Don’t go shopping until you have a good idea what you will be purchasing for that person. That way you won’t be tempted by something that would be “just perfect”, but is outside your budget. Add the item you will buy to your list, right beside the person’s name and the amount budgeted for the gift.
- SHOP! Now, the fun begins! Have a blast finding the perfect gifts, at the very best prices. For some of you, that may mean rising early after Thanksgiving!
Sadly, I will not be one of the people you wave to across the aisles as you are Black Friday shopping, tomorrow evening, or Friday morning. I would love to see your smiling face and enjoy some great conversation, without a doubt. However, I try to avoid the fray and ruckus of Black Friday events, at all costs. lol If you love it, I’m so excited for you! For me, it is stress beyond belief and too much impulse buying, “because it’s a great deal”. If you love shopping these sales, make a list. Check the flyers for the best prices on the items you’re already planning to buy and then, buy only what’s on the list. The temptation is real, my friend! Have fun, but be careful!
I have actually finished all but three gifts of my Christmas shopping, already; and I had a blast doing it! I sat right here at my computer and found the best deals on each item I was searching for. Just this morning, all those lovely gifts started being delivered to my door-step. Now, that’s my kind of shopping!
In the spirit of saving money, I have a fabulous deal to share! I mentioned it, earlier, but here are all the details. Check out this incredible bargain from Zaycon Foods! They have great prices on so much more than chicken, but I had to let you specifically know about this awesome deal! Head over to their website and start saving, right now!
Zaycon Foods Every dollar you save on groceries can go toward your holiday budget. The best deal I have seen in ages is going on at Zaycon Foods, right now. Boneless Skinless Chicken Breasts for $1.69/ lb. I used Coupon Code THANKS149 at checkout, and saved even more! I bought boneless skinless chicken breasts for ONLY $1.49/ lb! I’m not sure how long the code will work, but you definitely need to try it.